The purpose of our InstantAPPLY Fair Use Policy is to ensure that all our customers can access our services and do not use our services in a manner that we consider ‘unreasonable’ or ‘unacceptable’.
2. General
InstantAPPLY is not a lender or an aggregator nor does InstantAPPLY work on behalf of lenders or aggregators.
You may not use the service in a manner which is ‘unreasonable’ or ‘unacceptable’.
3. Unreasonable use
We consider your use of the service unreasonable if you use it in a manner which is other than it was intended for.
Here are some examples of uses which we consider ‘unreasonable’. This is not intended to be an exhaustive list:
using the service for fraudulent purposes;
4. Unacceptable use
You may not use our services in any manner which improperly interferes with another person’s use of our services or for illegal or unlawful purposes.
You may not use our services in any manner which improperly interferes with another person’s use of our services or for illegal or unlawful purposes.
if you provide us with false user information to use the service;
using the service to send unsolicited or unwanted commercial electronic messages to individuals or businesses;
using the service to gain improper access to another person’s private or personal information;
using the service to defame, harass or abuse anyone or violate their privacy;
contravening any applicable laws when you use the service;
using the service to distribute or make available material that is misleading or deceptive as to your identity;
infringing any person’s intellectual property rights, including copyright, when you use the service;
5. Storage and security of your personal information
We are under no obligation to monitor your transmissions or any content you publish using the service. However, we may from time to time monitor transmissions or published content to protect our network, our other customers and the general public as well as to ensure you are complying with the terms of this policy. We may need to disclose any findings as required to regulatory authorities.
We take active steps to minimise the amount of spam on our network, which may include:
Restricting your ability to forward emails
Limiting your access to the service to a closed user group relevant to your use of the service
Requiring you to rectify any misconfigured mail and/or proxy servers
We may provide your username, IP address or identifying material to law enforcement authorities when required to do so.
6. Refund Policy for Annual Subscriptions
We do not offer refunds for annual subscriptions. Once a subscription is purchased, it is non-refundable.
Last modified December 2023.
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