How it works What’s included Pricing Login
Free for the rest of August

A plan to suit your business.

Sign up today and InstantAPPLY is free for the rest of August, no card needed. After that: a low monthly fee, then only the three things that actually cost money to produce, every one of them under what brokers pay today.

No card required Cancel any time Unlimited clients All prices ex GST
Starter
For brokers writing a handful of loans a month
$29per month
ex GST · billed monthly
Sign up free
Then pay as you go
  • Credit reportper applicant$8
  • Bank statementsper generation$3
  • Expense categorisationper batch$2
  • SMS Client Nudgesevery invite and nudge we send for youIncluded
  • Fact find, open banking consents, client emails, product comparisons, supporting documentation generation, document collection / document request function, and Quickli integrationFree
Starter is the cheaper plan all the way up to 7 applications a month. Past that, Pro works out better and we prorate the switch.
Most popular
Pro
For brokers writing volume, or a whole team
$99per month
ex GST · billed monthly
Sign up free
Half price reports, monthly allowances on the rest
  • Credit reportper applicant, half the Starter price$4
  • Bank statementsthen $3 a generation10 free
  • Expense categorisationthen $2 a batch10 free
  • SMS Client Nudgesevery invite and nudge we send for youIncluded
  • Fact find, open banking consents, client emails, product comparisons, supporting documentation generation, document collection / document request function, and Quickli integrationFree
Past 7 applications a month, Pro costs less than Starter and keeps getting further ahead every application after that.
Work out your bill

See what a month actually costs.

Drag to your usual number of applications a month. We will tell you which plan you should be on.

How many loan applications do you prepare in a month?
4applications
115
Starter Best value
$81
  • Subscription$29
  • Credit reports$32
  • Bank statements$12
  • Expense categorisation$8
  • SMS Client NudgesIncluded
Pro Best value
$115
  • Subscription$99
  • Credit reports$16
  • Bank statements10 free
  • Expense categorisation10 free
  • SMS Client NudgesIncluded

Assumes a typical application: 1 credit report, 1 bank statement generation and 1 expense categorisation batch. SMS Client Nudges, fact finds, open banking consents, client emails and re-generating statements from a live connection are free on both plans. All figures ex GST.

Never metered

The parts you use every day are free.

You are only charged when we produce something that costs real money. Collecting and organising client data never costs you a cent, on either plan.

Unlimited fact finds

Prequalify and full fact find templates, sent to as many clients as you like. Send one to a whole database if you want to.

Unlimited clients and users

No per client fee, no per seat fee on a single broker plan. Add clients as fast as you can win them.

Open banking consents

Every consent is free, and the connection stays live for 12 months so the data does not go stale.

Client emails and reminders

Automatic email chasing, invitations and status updates to your client. Free on both plans.

Document collection

Payslips, IDs and supporting documents collected, named and filed against the application.

Quickli servicing push

Send the income and categorised expenses straight through to Quickli instead of rekeying them.

“Everything pulls through for us. From appointment to submission, we’re honestly just topping up a few documents.”

JB
Jessica Bailey
Lending Solved
Brokerages

Bringing on a team?

Each broker picks their own plan, so a brokerage only pays for the brokers actually writing loans, on the same Starter and Pro pricing above.

Rolling out to 10 brokers or more?

Come and talk to us before you set anyone up. We will walk through how it works across a team and get your brokers running properly from day one.

Talk to us
Questions

The fine print, in plain English.

What exactly am I charged for?
Three things, and nothing else: credit reports, bank statement generations and expense categorisation batches. SMS Client Nudges are included on both plans, covering every message we send on your behalf, from the invite to your client to every nudge that follows. Everything else on the platform, including fact finds, open banking consents, client emails and document collection, is free on both plans.
What counts as a bank statement generation?
Each time you click generate, we build the current statement pack for that client. One generation counts as one, however many accounts it covers: generating statements across five accounts costs the same as generating them for one. The open banking connection stays live for 12 months, so if a deal drags on you can regenerate fresh statements later rather than going back to the client.
How is expense categorisation charged?
Per run, not per account or per month of transactions. One batch covers the client’s expenses in that run, no matter how many accounts or months are in it. Re-running categorisation for the same client counts as a new batch. Pro includes 10 batches a month.
Do I need my own credit bureau account?
No. We pull Experian credit reports through InstantAPPLY, at $8 on Starter and $4 on Pro. There is no separate bureau subscription to hold, no minimum monthly spend and no setup fee, and you do not need your own Experian or Equifax account.
What happens if I go over the included allowances on Pro?
Pro includes 10 bank statement generations and 10 expense categorisation batches a month. Past those, it is $3 a generation and $2 a batch. SMS Client Nudges stay included, and credit reports are always charged at $4.
Can I move between plans?
Yes, up or down, any time, and we prorate the difference. If you have a big month, move to Pro for that month and drop back after. Nothing is locked in.
What does free for the rest of August mean?
Sign up any time before the end of August and you can use InstantAPPLY on real clients at no cost. No card, no charges, nothing to cancel. The plans above start once we turn billing on, and we will tell you before that happens so you can choose your plan or walk away.
Is there a contract or a setup fee?
Neither. It is month to month, cancel any time from your account. No setup fee, no onboarding fee, no minimum term.
Are these prices GST inclusive?
No, all prices shown are ex GST. GST is added at checkout and shown on your monthly tax invoice.
How am I billed?
Your monthly fee is charged on the 1st, together with the usage you ran up over the month just gone, in one invoice to the card on file. Every line item is itemised so you can see exactly which client each charge belongs to, and on-charge it if that is how you work.